Future Major Career guide

Insurance Agent / Broker

☂️Sells insurance: car, home, life, mortgage protection and business cover. Finds clients, explains the terms and helps when a claim comes in.

Prospects & pay

Prospects↘ demand falling
Paylow
Pay ceilinghigh
AI resistancehigh risk of cuts
Entry difficultyStudy ≈ 0.5 years

What the work is like

Peoplewith people all day
Creativityby the book
Physical worksitting
Risksafe
Stress
Routineclear routine
Travel
Remote workon-site only

💼 Job market

🇺🇸 $94.5k a year on average · +3.3% jobs by 2035 · 43,100 openings a year
Insurance sales agents — US: Census ACS 2020–24 (full-time), BLS projections 2025–35

🇬🇧 £58.5k median a year · 17,000 jobs
Brokers — UK: ONS ASHE 2025 (full-time)

Vacancies: LinkedIn · Indeed 🇺🇸 · Indeed 🇬🇧

🤖 AI & automation

Standard policies are bought online in minutes, with pricing and claims automated. Agents are needed for complex business cover and private clients.

Who it suits

Interests: 🗣️ Persuading and negotiating, 💰 Finance and economics, 🤝 Helping and caring.

Key strengths: understanding people, speaking and writing.

Where to study

Key school subjects (A-level / IB / AP): Business, Maths, English Literature.

🧗 The US requires a state licence (course and exam), the UK expects CII qualifications, Germany an Ausbildung or IHK exam. No degree needed; income is largely commission.

Things to know

📞 Sales targets, cold calls

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Scales are expert estimates; tuition and admission rules are for 2026/27 from official sources — always check the university website.